Art Peritus

JANUARY 31, 2025

According to the insurance firm Marsh McLennan , luxury assets have grown in value by 123% over the past decade, establishing themselves as a meaningful asset class. However, the qualities that make passion assets so precious to collectors also expose them to unique risksrisks often not covered by standard homeowners insurance policies.

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Art Peritus

SEPTEMBER 3, 2024

Desantis Should You Consider Insurance? Surprisingly, many collectors of “passion assets” don’t think to protect these valuables with insurance. However, in truth there is no “minimum value” to mandate insuring one’s treasured valuables and virtually ALL collections can benefit substantially from being insured.

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Art Appraisal Resources

JULY 13, 2023

Value matters and an art appraisal completed by a qualified art appraiser can save you substantial money by not selling too low, insuring too low, or paying too much in estate tax or equitable distribution. Insurance Purposes: Artwork can be a valuable asset, and it is essential to ensure that it is adequately insured.

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ValuePros Appraisal Services

MARCH 23, 2018

By Ray Nugent Fine Art Insurers require more frequent valuation updates for Fine Art items than other less dynamic markets. Insurers are keenly aware of this phenomenon and therefore, require regular valuations updates, typically, every 2-3 years. While rates vary by insurer, on average you’ll spend 50 cents per $100 of coverage.

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International Society of Appraisers

APRIL 19, 2024

One question you should ask yourself is “am I properly insured if something catastrophic happens?” ” Insurance companies often require an appraisal before providing coverage for fine art and jewelry. It’s also a good time to take inventory while you do your spring cleaning.

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Buckhead Jewelry Appraisers

APRIL 5, 2024

Aside from proving ownership, the main reason is often for insurance purposes to secure investment. It’s important to inform your insurer whenever you obtain new appraisals. They can be invaluable for proving ownership in legal or insurance claims. Insurance Coverage Your jewelry is an asset that should be protected.

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Appraiser/appraisal Jewelry Insurance Valuation 130

Artifactual History Appraisal

SEPTEMBER 17, 2019

An appraised value for insurance may be significantly higher than an appraised value for planned future sale, which can be baffling and difficult to comprehend without a familiarity with the different levels of the market. It can sometimes be present in insurance policies, although in my experience it is much less frequently encountered.

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Retail Replacement Value Appraiser/appraisal Appraisal Reports Market Value 130

Drishti LLC Appraisers

JULY 27, 2023

​A client recently called us to update an insurance appraisal for original Andy Warhol prints. A previous appraisal from two years ago was available, however, the insurance company insisted on a new appraisal. You might wonder why insurance companies, such as Pure Insurance ( [link] ) or Huntington T.

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ASA Newsroom - Gems & Jewelry

JANUARY 7, 2024

An expert’s view on why your health insurance policy should be appraised by a professional. Editor’s Note: The beginning of a new year is the perfect time to have your health insurance policy reviewed by a professional. ASA: What new trends are you seeing in health insurance policies for sole practitioners?

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Insurance Policy Appraiser/appraisal Insurance Coverage 52

JSK Fine Art Appraisals

OCTOBER 15, 2023

In this blog post, we explore the crucial role of insurance appraisals in safeguarding your art collection, providing insights into why this process is indispensable for every art enthusiast and collector. Regular insurance appraisals guarantee that your coverage accurately reflects the current market value of your artworks.

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Penrose Appraisals

DECEMBER 27, 2022

At some point, the collector needs to turn his or her attention to insuring what has been patiently and joyously gathered over the years. Most of us already choose to insure our homes if we own, or to buy renter's insurance if we rent. And some policies simply exclude art and collectibles outright.

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What Is It Worth?

MARCH 7, 2024

Do you want to include your item on your homeowner’s insurance policy, or do you want to donate it and/or write it off your taxes? Then you’ll need an insurance or replacement valuation. If you answer no, you’ll get the FMV and an insurance value. Changed your mind? No problem.

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International Society of Appraisers

MARCH 14, 2025

For insurance replacement purposes, appraisers should consider where the client typically shops, which, in most cases, falls under the retail market. The insured needs to be made whole by replacing the 1925 Cartier ring with a comparable ring of similar qualities. Note that the definition of replacement cost comparable mentions age.

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ASA Newsroom - Gems & Jewelry

MAY 1, 2024

Tweet By Thomas Dawson, ASA Spotlighting five key areas appraisers need to know to be covered in ASA ’ s upcoming PP163 Property Insurance Fundamentals webinar. In the property insurance industry, appraisers play a vital role, particularly when it comes to claims.

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McAllister Fossum Appraisal Services

SEPTEMBER 19, 2019

Written by Kirsten Rabe Smolensky, JD, ISA CAPP As an appraiser, I have worked on a lot of insurance claims , including losses due to fire, theft, transit damage, and flood. The number one mistake most insureds make is not being prepared in advance. The insurance company requests an inventory of EVERYTHING inside.

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Art Peritus

FEBRUARY 17, 2023

Art Peritus recently sat down with Katja Zigerlig, Vice President, Art, Wine and Collectibles Advisory at Berkley One, a Berkley Company (WRB) to discuss the nuances of collecting and insuring Fine Art. It’s one of the most important documents a collector can have, along with purchase invoices, and an insurance policy of course.

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Appraiser/appraisal Insurance Coverage Consultation 52

La Jolla Gem Appraisal

JUNE 24, 2023

Protect Your Investment After purchasing a diamond, it’s important to consider insuring it. Accidents and theft can happen at any time, and it’s better to be prepared than to regret not having insurance. Look for a company with good customer reviews, a solid financial rating, and a policy that covers loss, theft, and damage.

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WorthPoint

AUGUST 28, 2024

Determination and a Dream With a $3,000 loan from an insurance policy and a belief in the power of simply sharing a meal, Doris Christopher , a mother of two young daughters, founded Pampered Chef in her suburban Chicago home in 1980. This pan sold for $39.95 in February 2024.

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ValuePros Appraisal Services

AUGUST 23, 2023

This type of appraisal is commonly used when insuring personal property, as it provides a realistic estimate of the funds needed to replace the item in case of loss, damage, or theft. – It is typically used for insurance purposes to ensure adequate coverage. – It considers depreciation, quality, and condition of the item.

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Penrose Appraisals

JANUARY 6, 2024

Policies vary from insurance company to insurance company, but generally, there are limitations to homeowners' or renters' insurance that are important to keep in mind if you happen to own items of exceptional value. You may find that additional insurance is necessary to adequately cover you in the case of loss.

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Drishti LLC Appraisers

APRIL 16, 2021

Do you need to have a collection appraised for insurance? Likewise, it cannot be used for insurance purposes. SAFEGUARDING YOUR COLLECTION A full appraisal report can be shared with specified entities, such as an insurance company, a lawyer or legal firm, accountant or anyone specified in the contract. Do you want to liquidate?

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John Thomas Jewelers

MAY 19, 2023

Does insurance cover jewelry repair? Insurance and security. Do they have adequate insurance to cover any damage or loss that may occur? Does insurance cover jewelry repair? Insurance coverage for jewelry repairs depends on the specific terms and conditions of your insurance policy.

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Penrose Appraisals

JUNE 25, 2024

Whether you need a quick valuation for possible re-sale of your items, or you are looking for a more in-depth assessment for insurance or estate planning purposes, discovering a professional nearby is crucial. Reasons to Seek and Antique Appraisal There are various reasons that someone might need or want an appraisal: Insurance coverage.

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Sarasota Antique Buyers

MARCH 8, 2024

It is also important to watch for valuable items like stock certificates, deeds, titles, trusts, and life insurance policy documents. The “one touch” rule can be helpful, where you decide what to do with an item as soon as you touch it.

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Liquidation Appraiser/appraisal Estate Tax Insurance Policy 59

GIA 4Cs

JUNE 10, 2025

Lastly, don’t forget to leave room in your budget for additional expenses, such as resizing, engraving, rush orders or ring insurance. Diamond Ring Insurance Costs It is highly recommended that you purchase insurance coverage for your ring. Top-level jewelry insurance policies can also cover theft, loss and damage.

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John Thomas Jewelers

AUGUST 17, 2023

Without a proper evaluation of your jewelry’s worth, you can’t get insurance coverage for it. Jewelry appraisals are required for most insurance policies. Jewelry stores often have in-house appraisers or work with external appraisers to determine the value of jewelry for insurance purposes.

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Fine Art Estates

JUNE 4, 2021

Three Insurance Experts Explain the Intricacies of Insuring Your Art Collection I am often asked by clients if they should cover their art under their homeowner’s insurance (HO) or if they should investigate insuring their art with a separate fine art collectors’ policy.

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Appraisal Group USA

SEPTEMBER 13, 2024

In case your broker features a blackjack then pro are paid back dos to at least one for the insurance policies choice. If the the user and also the agent hit black-jack, then your payout is actually 3 in order to dos. As a result of the insufficient 10 cards it is more difficult to own a person hitting black-jack.

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Appraisal Group USA

SEPTEMBER 26, 2024

On the Strut 2014 Unibet labeled an insurance policy available at Thunderkick, riding them to you to test it of your own top development communities for everyone people that wanted direction Thunderkick something. The colour begin simply €nothing.sure nothing1/€anti-.02 50/€the first step something and begin the low.

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Appraisal Group USA

SEPTEMBER 12, 2024

For the mediocre first strategy user, there’s never a good time to take insurance policies. These incentives act as a type of insurance policies, returning a share of loss more a designated period, and certainly will be a-game-changer for players trying to recover the their bet.

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Penrose Appraisals

FEBRUARY 15, 2024

Location of important papers, including: investment accounts, insurance policies, bank accounts, passwords, etc. Here are some topics to review: Monthly bills / expenses Medication list(s) and other medical information, including lists of doctors, etc.

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Appraiser/appraisal Equitable Distribution Insurance Policy Valuation 52

American Association for State and Local History

FEBRUARY 6, 2025

Ensure your organization has appropriate insurance policies in place. (Accessed January 8, 2025)) Here are some ways your all-volunteer organization can mitigate some of these risks: Understand your organizations liabilities as they relate to volunteers, including federal and state laws that affect your organization.

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WCG

JANUARY 30, 2025

The morning session was attended by 39 people and featured four in-depth 30-minute presentations that covered various topics, including contracting essentials, legal entity setup, business insurance, and taxation. Caseys presentation broke down insurance essentials alongside various types of insurance T Block offers.

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