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The Importance of Jewelry Insurance: Why Qualified Jewelry Appraisals Matter

La Jolla Gem Appraisal

The Importance of Jewelry Insurance: Why Qualified Jewelry Appraisals Matter November 5, 2024 Home When you invest in fine jewelry, you're not just purchasing an accessory; you're acquiring a piece of art, history, or sentiment that often carries significant financial and emotional value.

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Why Accurate Appraisals Matter in the New Year

Penrose Appraisals

Whether it is dividiing an estate, buying insurance, making non-cash charitable contribiutions or one of many other scenarios, an appraiser can help you and your family to make better decisions. Protect What Matters Most Nearly everyone knows the value of having homeowners insurance in case of fire, theft, or other loss to your home.

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The Rise of Vintage Luxury

Art Peritus

As an avid collector and wearer of vintage couture, I’ve personally experienced firsthand the magnetism of these timeless treasures—and as an appraiser, I’ve seen how important it is to accurately understand their value for estate tax, insurance coverage, and equitable distribution.

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Why Get a Diamond Appraisal for Your Engagement Ring

GIA 4Cs

A diamond appraisal is an evaluation of a diamond or piece of diamond jewelry, usually for insurance or estate purposes. An appraisal may be needed for a variety of reasons (insurance, donation, estate, divorce, etc.). For example, an insurance replacement value is generally much higher than a fair market value.

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Determining Replacement Value for Fine Art Prints

International Society of Appraisers

This variability can create confusion when determining which price to use for insurance appraisals. Insurance appraisals are based on the principle of indemnity—aiming to make the client whole in the event of a loss.

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La Jolla Jewelry Appraiser Earns Prestigious Master Gemologist Appraiser® Designation

La Jolla Gem Appraisal

With this accomplishment, Trang Pham continues to provide trusted and authoritative appraisal services to a diverse clientele, including private collectors, insurance companies, fiduciaries, estate attorneys, legal experts, high-profile clients, and the Department of Justice.

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Certified Art Appraiser-San Diego, CA

JSK Fine Art Appraisals

Here’s when it’s worth bringing someone like me in: Insurance If your artwork is damaged, stolen, or lost in a fire, the insurance company needs to know what it was worth before something happened. When Do You Actually Need an Art Appraisal? Good question. That’s where a replacement value appraisal comes in.