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The Role of Jewelry Appraisers in Insurance Valuation

Buckhead Jewelry Appraisers

So you’ve just inherited your grandmother’s vintage diamond ring, only to find out it’s not covered by your insurance policy because its value wasn’t properly appraised. Insurance valuation refers to the process of determining the monetary value of an asset, property, or item for insurance coverage.

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Office Hours Information from March 2025

International Society of Appraisers

Q: In a damage claim, what's the most common marketplace for determining the fair market value of diamond jewelry? Is it the orderly liquidation market, retail market, retail replacement market? The process for determining fair market value for a damage claim would be the same for any other intended use.

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The Essential Guide to Jewelry Appraisal and Insurance

Buckhead Jewelry Appraisers

When to Appraise Jewelry You need to consider getting insurance appraisal jewelry in these instances: When you acquire a new piece of jewelry of significant value, you establish its current market value and form the basis for insurance coverage.

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How Often Should I Update My Jewelry Appraisals and Why

Buckhead Jewelry Appraisers

Accurate Valuation You’re probably aware of it, but the value of jewelry can honestly fluctuate dramatically. Gold and diamonds mostly maintain or even increase in value over time. However, even if market values remain steady, there are still lots of reasons that can impact their value.