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Understanding the Different Levels of Value: It’s Worth What Where and When?

Artifactual History Appraisal

It can sometimes be present in insurance policies, although in my experience it is much less frequently encountered. The best way to determine what level of value you have in your own insurance policy is to pull out and read your policy documents or call up your insurance agent to confirm.

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Office Hours Information from March 2025

International Society of Appraisers

high end, branded, celebrity provenance) is going to sell at a high-end international auction house like Christie’s. A collection of unbranded jewelry that has no celebrity provenance may sell at a local or regional auction house. For instance, Elizabeth Taylor’s jewelry (i.e.,

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Where To Buy Diamond Jewelry?

La Jolla Gem Appraisal

Auction Houses Buying diamonds at auction houses can be an exciting way to acquire rare and unique pieces. Auction houses like Christie’s and Sotheby’s have a reputation for offering high-quality diamond pieces, but prices can be steep due to the exclusivity of the items being sold.

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What Kind of Appraisal?

Drishti LLC Appraisers

For example, a client cannot use a restricted appraisal as a basis for a sales price with an auction house or antique dealer. Likewise, it cannot be used for insurance purposes. An insurance appraisal is also used for estate planning purposes, as well as insurance policies and claims.

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Understanding Your Appraisal: Fair Market vs. Insurance Value vs. Suggested Asking Price

What Is It Worth?

Do you want to include your item on your homeowner’s insurance policy, or do you want to donate it and/or write it off your taxes? Then you’ll need an insurance or replacement valuation. Do you want to sell it? You’ll need a fair market valuation and a suggested asking price.

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How Much Should an Engagement Ring Cost?

GIA 4Cs

Diamond Ring Insurance Costs It is highly recommended that you purchase insurance coverage for your ring. Insurance costs and annual premiums will largely depend on the ring’s appraised value and the type of coverage. Top-level jewelry insurance policies can also cover theft, loss and damage.

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