Artifactual History Appraisal

JUNE 28, 2019

I’ve included a short excerpt below and the entire article can be read online here ( [link] ) “Many people are familiar with the concept of insurance coverage in the context of car insurance or travel insurance, but knowledge about insurance coverage of personal property such as fine art or antiques is much less widespread.

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Buckhead Jewelry Appraisers

FEBRUARY 27, 2024

Or maybe you’ve decided to insure your jewelry collection, but without accurate appraisals, you’re left vulnerable to inadequate coverage and potential financial loss in case of unforeseen circumstances. Insurance valuation refers to the process of determining the monetary value of an asset, property, or item for insurance coverage.

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Penrose Appraisals

JANUARY 2, 2025

Appraisals can help ensure adequate insurance coverage. Especially if you have valuable antiques, art, or jewelry, it may worthwhile to ask your agent what the terms of your policy are. And this valuation should be routinely updated as markets can change rendering items more, or less, valuable than they once were.

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Art Appraisal Resources

AUGUST 3, 2023

Insurance Coverage Artwork, especially valuable contemporary pieces, can be a significant asset that requires proper insurance coverage. Insurance companies typically ask for a current appraisal to determine the appropriate coverage and ensure adequate compensation in the case of loss or damage.

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Art Peritus

JANUARY 31, 2025

This makes it critical to secure proper coverage. Options include additional coverage from large insurers like CHUBB or bespoke policies from specialty firms such as Treadwell and Distinguished , both of which cater specifically to luxury collectibles.

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International Society of Appraisers

JANUARY 31, 2024

There are numerous reasons to seek a professional appraisal, including planning insurance coverage, charitable donations, probate of an estate, or simply determining the value of your tangible assets. 1/31/2024 12:00:00 AM Hiring an ISA personal property appraiser provides many benefits.

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Buckhead Jewelry Appraisers

APRIL 30, 2024

Insurance Purposes: Insurance companies often require detailed documentation for jewelry appraisals to determine coverage amounts and premiums accurately. One of the primary purposes of a written jewelry appraisal is to facilitate insurance coverage. This includes information about the materials used (e.g.,

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GIA 4Cs

MAY 20, 2025

Should the engagement ring be lost or stolen, insurance coverage ensures you would receive fair compensation for it. This additional coverage for a specific item is often called a rider or scheduled personal property. Courtesy: 1stdibs.com How does a diamond appraisal protect your engagement ring?

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Art Peritus

MARCH 31, 2025

Collectors should consider separate art insurance coverage instead of relying solely on traditional homeowners insurance. Homeowners policies often have coverage limits and exclusions that may not fully protect high-value, rare, or fragile artworks from risks like extreme weather events, theft, accidental damage, or loss during transit.

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Antique Appraisers Auctioneers

JANUARY 26, 2024

We can also help with estate planning, tax purposes, and insurance coverage. We can also be helpful in estate planning, insurance coverage, and determining the value of family heirlooms. Contact them today to learn more about their services and how we can assist you with your antique evaluation needs.

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Buckhead Jewelry Appraisers

NOVEMBER 8, 2023

It ensures that you receive a fair value if you resell your jewelry, helps you secure the right insurance coverage, and assists in estate planning or the partition of assets. Determining an Accurate Value Insurance Coverage: Knowing the exact value of your jewelry helps you obtain the right insurance coverage.

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WorthPoint

OCTOBER 7, 2024

Take a look at my pointers on how to ensure proper insurance coverage in case of disaster. Most of my collectibles, antiques, and artwork were destroyed, and the insurance claims process was a nightmare. In fact, this disaster is what led me to create the WorthPoint Vault.

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James Farrow Company Jewelry Appraisers

MARCH 10, 2016

If the couple had spent 30 – 45 minutes and around $100 on a new appraisal every five years, their insurance coverage would have increased enough to make this situation a mere inconvenience and not the major issue it has become. This is an everyday occurrence.

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Gem Society

APRIL 21, 2025

Learn what to look for so you can find the coverage that's right for you. Our jewelry insurance guide reviews the policies of the top eight companies.

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Gem Society

APRIL 21, 2025

Learn what to look for so you can find the coverage that's right for you. Our jewelry insurance guide reviews the policies of the top eight companies.

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Veritas Art Appraisals

JUNE 13, 2022

Some of the most common questions advisors hear from clients about their fine art and collectibles are, “Does my homeowner’s insurance provide coverage for my artwork? A typical homeowner’s insurance policy affords you a little bit of coverage. Do I need a special rider?” And when we say a little, we mean extraordinarily little.

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Anubis Appraisal and Estate Services

FEBRUARY 4, 2024

Reasons of valuations for tangible property can include estate and probate purposes, equitable distribution, insurance coverage, charitable donations, dissolution of marriage, and bankruptcy. As a personal property appraiser, my role encompasses tangible property including fine art, antiques, furniture, and collectibles.

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La Jolla Gem Appraisal

APRIL 10, 2025

It can be used confidently for legal purposes, insurance coverage, taxes, or selling with clarity. This means the report meets the highest ethical and reporting standards in the industry. It includes clear photographs, detailed descriptions, and a well-supported value conclusion.

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Buckhead Jewelry Appraisers

APRIL 5, 2024

Insurance Coverage Your jewelry is an asset that should be protected. When that time comes, outdated appraisals may result in inadequate insurance coverage, which will leave you financially vulnerable. But things could happen. No matter how much you keep them safe, some unfortunate circumstances may lead you to lose them.

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Buckhead Jewelry Appraisers

OCTOBER 11, 2023

Conversely, an accurate jewelry appraisal value is necessary for the right insurance coverage. A jewelry appraisal is generally good for about two to five years, so you should get a new one every couple of years to have updated insurance coverage or before selling your jewelry. One has a higher value than the other!

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Buckhead Jewelry Appraisers

DECEMBER 8, 2023

Whether you are looking to sell your jewelry, ascertain the worth of a family heirloom, or seek insurance coverage, the expertise of a qualified jewelry appraiser near me is indispensable. You should have a replacement value appraisal every 3 to 5 years to ensure your jewelry has adequate insurance coverage.

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Art Appraisal Resources

FEBRUARY 12, 2022

I persuaded their insurance company to underwrite the insurance coverage for the total value while in transit and evaluated by the foundation pending proper authentication. Working with an experienced Art Appraiser and Advisor can be crucial in determining value and ultimately affect the financial outcome and greatly benefit the art owner.

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ASA Newsroom - Gems & Jewelry

JANUARY 7, 2024

Thompson: Two primary areas: To be sure the coverage and premiums are appropriate to the needs and budget of the family/company. Thompson: As Healthcare costs continue to rise, many individuals and companies are looking for alternative Health coverage that fits their needs but doesn’t break the bank in the process. Thompson: Simple.

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McAllister Fossum Appraisal Services

SEPTEMBER 19, 2019

If you understand these commonalities, you can ask the right questions to ensure that your coverage is adequate. Most homeowner’s policies have a total coverage limit for household contents that is based upon a percentage of your home’s value. At this point, you know you have at least $7,000 worth of fine art.

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ValuePros Appraisal Services

MARCH 23, 2018

Valuable individual items must be scheduled (premiums paid) because they can well exceed the limited amount of coverage for that category of item under a blanket or umbrella homeowner’s policy. Coverage is relatively affordable. While rates vary by insurer, on average you’ll spend 50 cents per $100 of coverage.

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Art Peritus

SEPTEMBER 3, 2024

Since Homeowners and Renters policies typically have dollar limits, specialized policies for coverage of art, antiques, or luxury goods (like that new Birkin bag!) Most standard policies will not provide this degree of specific coverage. Do you need to reevaluate your type of coverage to determine if it’s sufficient?

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JSK Fine Art Appraisals

OCTOBER 15, 2023

In the unfortunate event of theft, damage, or loss, a comprehensive appraisal ensures that you can adequately recover the financial value of your assets through insurance coverage. Accurate Valuation for Adequate Coverage: The art market is dynamic, with values fluctuating over time.

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Art Peritus

FEBRUARY 17, 2023

B: When considering insurance, what is the difference between Blanket and Scheduled insurance coverage for collectibles? K: Scheduled coverage separately describes individual collectibles to be insured at a specific value. And a “qualified appraiser” is key. B: Speaking of Art Insurance, any general advice for collectors?

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Artifactual History Appraisal

SEPTEMBER 17, 2019

While it might be possible to scour the auction market for years searching for an offering similar to the lost item and then obtain that item at a much lower price, this is not the function of insurance coverage. The next level is Fair Market Value.

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Penrose Appraisals

DECEMBER 27, 2022

However, certain collectibles and antiques are not eligible for replacement cost coverage. Also, standard homeowners insurance policies may have maximum amount of coverage for certain categories. You wouldn't want to be left without sufficient coverage nor do you want to be paying more in premiums than you need to be.

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Art Appraisal Resources

JULY 13, 2023

Many insurance companies require a professional art appraisal to determine the appropriate coverage and premiums. Insurance Purposes: Artwork can be a valuable asset, and it is essential to ensure that it is adequately insured.

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John Thomas Jewelers

MAY 19, 2023

Insurance coverage for jewelry repairs depends on the specific terms and conditions of your insurance policy. If you have an extensive fine fashion, custom, or antique jewelry collection, coverage for loss or damage is a must. You should consult with your insurance agent to determine if this coverage is available as a policy rider.

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Buckhead Jewelry Appraisers

FEBRUARY 28, 2024

Also, insurance companies require up-to-date appraisals to determine the coverage amount for your jewelry. If you ever decide to sell your jewelry, having recent appraisals can help you set realistic prices and negotiate effectively.

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Penrose Appraisals

JUNE 25, 2024

Reasons to Seek and Antique Appraisal There are various reasons that someone might need or want an appraisal: Insurance coverage. Standard homeowner's insurance policies may or may not provide adequate coverage for antiques, collectibles, and other valuable possessions. Insurance and bonding. Transparent Fees.

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ValuePros Appraisal Services

AUGUST 23, 2023

– It is typically used for insurance purposes to ensure adequate coverage. Here are some scenarios where each method is commonly used: – Replacement Value Appraisal is useful when: – Obtaining insurance coverage for personal belongings. – It considers depreciation, quality, and condition of the item.

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Sarasota Antique Buyers

MARCH 9, 2024

Insurance Coverage Ensure the estate liquidator you hire has adequate insurance coverage to protect you and yourself from accidents, damages, or theft during the estate sale or auction. Request proof of their insurance before finalizing your agreement.

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Buckhead Jewelry Appraisers

OCTOBER 10, 2023

Whether securing insurance coverage, passing down heirlooms, or selling your piece, you are armed with a thorough appraisal that captures your jewelry’s worth. It's a tribute to the meticulous effort that brings these exquisite pieces to life, each holding a unique story.

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