Artifactual History Appraisal

JUNE 28, 2019

I’m going to get to all these terms and define them later, but the very first thing I always recommend in my conversations with potential clients is for them to pull out their current insurance policy and check the coverage.

Appraisal Reports 100

Appraisal Reports Appraiser/appraisal Insurance Coverage 100

Penrose Appraisals

JANUARY 6, 2024

Policies vary from insurance company to insurance company, but generally, there are limitations to homeowners' or renters' insurance that are important to keep in mind if you happen to own items of exceptional value. Let's run through a few of the most common situations.

Appraiser/appraisal 52

Appraiser/appraisal Charitable Donations Estate Tax Tax Liabilities 52

McAllister Fossum Appraisal Services

SEPTEMBER 19, 2019

Understand Your Homeowner’s Insurance Policy The biggest problem I see after a devastating loss is underinsurance, meaning that homeowners suffer a loss yet fail to recover tens of thousands of dollars just at the time when they have lost everything they hold dear. Keep a copy of the insurance policy handy too.

Appraiser/appraisal 52

Appraiser/appraisal Coverage Insurance Policy Insurance 52

Sarasota Antique Buyers

MARCH 8, 2024

It is also important to watch for valuable items like stock certificates, deeds, titles, trusts, and life insurance policy documents. Appraising your jewelry, artwork, furniture, and other antiques can help you determine their monetary value, which can be essential for estate planning.

Liquidation 59

Liquidation Appraiser/appraisal Insurance Policy Estate Tax 59

Artifactual History Appraisal

SEPTEMBER 17, 2019

Examples of retail replacement value are the price an art gallery asks for a painting in their inventory, the asking price of a table by a furniture designer, or the manufacturer listed price of a sterling silver serving item. It can sometimes be present in insurance policies, although in my experience it is much less frequently encountered.

Retail Replacement Value 130

Retail Replacement Value Appraiser/appraisal Appraisal Reports Market Value 130

Fine Art Estates

JUNE 4, 2021

So, I thought that if I had a policy with a personal property limit of $500,000, and a $25,000 painting was stolen from my home, it would be completely covered, less the deductible of course. I now realize that HO insurance is designed to insure your home, not protect your art collection. I was wrong.

Fine Art 130

Fine Art Insurance Coverage Appraiser/appraisal 130