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The term collectionor more specifically, art collectionoften evokes thoughts of fineart and antiques. However, the qualities that make passion assets so precious to collectors also expose them to unique risksrisks often not covered by standard homeowners insurancepolicies.
One question you should ask yourself is “am I properly insured if something catastrophic happens?” ” Insurance companies often require an appraisal before providing coverage for fineart and jewelry. Their expertise ensures that the valuation is accurate.
The determination involves consideration of various key factors such as age, rarity, and provenance that all can influence an item's worth. Reasons to Seek and Antique Appraisal There are various reasons that someone might need or want an appraisal: Insurance coverage. An integral part of this process is the certified appraiser.
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